The first eligible spend period will commence from the day your account is opened, up to the end of your second statement period. After this date, the offer spend requirements will align to each statement period that follows until exhausted. Transactions must be fully processed and any pending transactions at the end of the statement period will not count towards the spend criteria. Cash advances and refunds (including CommBank Yello cashback offers) are not included as eligible transactions.
- Available to eligible4 Mastercard® cardholders in the CommBank app.
- Our offices in Asia, UK and US are unable to offer personal banking services or products.
- Transferring your balance to a Credit Card Account with a lower interest rate could help you save on interest which means you can pay off your balance faster.
- Flight availability is at the sole discretion of Virgin Australia and airline partners.
- At Royal Vegas, more than 400 of the very best online casino games are just a click away – or, if you’re a mobile casino enthusiast, in the palm of your hand!
Why choose an Altitude Black card?
See the ANZ Credit Card Conditions of Use (PDF) and the ANZ Consumer Credit Cards Fees and Charges (PDF) for more information about fees and charges. If you transfer to a different credit card account this offer will cease to apply. The relevant credit back amount will generally be credited to your ANZ Credit Card Account within 3 months of meeting the spend criteria. The credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ. You will not be eligible for a credit back amount if your ANZ Credit Card Account is cancelled, suspended, transferred, or you are in default or breached the ANZ Credit Card Conditions of Use (PDF). For the $100 credit back when you spend $2000 on eligible domestic purchases, eligible applicants must meet the spend criteria within 3 months of the date of approval.
Split your purchases over $100 into 4 payments over 6 weeks with the PartPay feature on your credit card. You can pay with the accumulated points or transfer points to our frequent flyer partner airlines. Up to 24 months extended warranty insurance cover (in addition to the manufacturer’s expressed Australian warranty) on a range of personal items purchased using your Credit Card (terms, conditions, exclusions and eligibility criteria apply). When applying for a No Interest Loan of up to $2000, there are NO credit checks. We’ll look at your income and expenses, the total loan amount, and your repayment timeframe (up to 24 months), and work with you to determine if you have the capacity to repay the loan.
If you cancel a plan this will also apply to any outstanding balance. This means that your current monthly instalment payments are always paid first, even if you have other balances with higher interest rates (such as cash advances or purchases not in a plan). If you have multiple plans, payments will be applied to the plans in order of highest to lowest interest rate, or if all plan interest rates are the same, from oldest to newest. 15 You won’t be able to apply for an instalment plan if you don’t meet our criteria (e.g. if you have exceeded your limit or you are in default). Instalment plans are not available on CommBank Neo, non-Awards Business Cards, corporate cards or balance transfers.
Cashback on spending
The 85,000 extra ANZ Reward Points and the $50 credit will generally be credited to your credit card account within three months of meeting the spend criteria. The $50 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. The 75,000 bonus Qantas Points and $100 will generally be credited to your ANZ Credit Card Account within 3 months of meeting the spend criteria. The $100 credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ.
Bonus points are awarded up to 90 days after each statement period ends. The classic casino experience begins with table games such as blackjack, baccarat and roulette. Whether you’re inclined to beat the dealer, roll the dice or spin the roulette wheel, Royal Vegas delivers the goods in style! Our stable of Apricot table games creates an authentic casino atmosphere with $10 no deposit bonus australia realistic sounds and visuals, with the added advantage of features such player stats and autoplay. Player safety and fair play are top priority here at Royal Vegas, and we’ve got the credentials to back that up.
You will not be eligible for the $400 back if your credit card account is cancelled, suspended, transferred, or you are in default or breach of the ANZ Credit Card Conditions of Use (PDF). The discounted first year Card Fee of $150 is available for existing Westpac customers when you apply and are approved for a new Altitude Black credit card before the offer is withdrawn. After the first year, the Card Fee reverts to $295 thereafter, and will be debited to your account annually on the 12-month anniversary of the Card Fee date. A $75 annual Rewards Program Fee still applies for Altitude Velocity and Altitude Qantas if you choose these programs.
We recognise this closure may result in you needing to change the way you bank with us, and we’re here to support you throughout this process. There’s no need for you to do anything as these changes have automatically been applied to your account. However, it’s important you’re aware of what’s changed and how it impacts you.